We value our relationship with you and your privacy is of the utmost importance to us. We have always protected your information. Obviously, in helping to provide you with insurance products and services we offer, we have to collect information about you on and for the various applications.

The following notice describes our policies and practices with regard to collecting and disclosing nonpublic personal information about our customers and former customers.

Confidentiality and Security of your Nonpublic Personal Information

We maintain appropriate physical, electronic and procedural safeguards to maintain the confidentiality and security of your nonpublic personal information contained in our records. We restrict access to nonpublic personal information about you contained in our records to our employees who need to know that information in order to provide products or services to you.

Categories of Information That We Collect

We collect nonpublic personal information about you from the following sources:

Categories of Parties to Whom We May Disclose Information

We may disclose nonpublic personal information about you to our affiliates (i.e insurance carriers) We may also disclose nonpublic personal information about you to nonaffiliated third parties as required by law (i.e. Department of Insurance)

Categories of Parties to Whom We Do Not Disclose Information

We will never disclose any information we collect from you or for you for the purpose of marketing or research purposes to any party.

Changes to Our Notice of Privacy Policy and Insurance Information Practices

We reserve the right to change our privacy policies and insurance information practices. If we make any changes to our policies or practices, we will provide you with a copy of a revised notice as required by applicable law.